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March 16, 2018Comments Closed

How You Can Save Money On Food

Posted by:Bankruptcy Specialist onMarch 16, 2018

We all go through periods in life where money is tight. Thankfully for us, there are several expenses that we can readily eliminate, for example cable TV, gym memberships, and dining out at restaurants. Despite this, there are other expenses that we simply can’t avoid. Rent, debt repayments and school tuition are just a couple of the necessary expenses that are set and there’s very little we can do about it. Having said that, there is one mandatory expense where we can all save a lot of money; and that expense is food.

Having undertaken some research, I’ve found there are a number of ways in which we can all save on food expenses. Clearly, eating out at restaurants is much more expensive than eating at home, but I’m referring to saving money on your weekly grocery bills. You’ll be surprised at just how much money you can save by following some basic guidelines, so here are some helpful tips that can save you thousands of dollars annually on your food bills.

Plan your meals and create a shopping list
Have you ever needed to throw away food simply because it’s past its expiration date? I know I have! By planning every meal of the week, you can be sure that you just spend money on food that is really needed. Look in your pantry to find what ingredients you currently have, which ingredients you need to buy, and prepare a list of all the ingredients you’ll need for the following week.

Many of us are guilty of impulse buying at the grocery store, so planning your meals and sticking to the ingredients on your list will drastically minimise any impulse buying. Don’t forget to always keep stationary in the kitchen, so when you run out of a particular ingredient, you can jot it down instantly and potentially avoid a 2nd trip to the grocery store. And always shop for food on a full stomach!

Don’t bring your children to the supermarket
Sometimes it can be difficult to organise, but if you go grocery shopping when your kids go to school or in the evening when someone can babysit them, you’ll save heaps of money. Not only can you shop a lot quicker, but you don’t have to waste your energy by saying ‘NO’ to your children every aisle. Normally this can be over-bearing, so a lot of people will give in occasionally, and these nonessential products will accumulate throughout the year much more than you’d imagine.

Go shopping in the evening
Speaking of shopping at night, you’re likely to stumble on the best prices at this time of day. Big supermarkets will often discount goods when they’re overstocked, and perishable goods like bread, fruit and vegetables will also likely to be discounted. Though it may appear to be a bit harsh after a long day, you can bag a lot of bargains by shopping at night.

Buy in bulk
It should come as no surprise that buying in bulk will save you money, especially on discounted items. Be cautious though, you don’t want to buy too much and waste food, but always remember that you can cook meals and freeze them for a later time. Butter, cheese, and bread will last about three months in the freezer, and meat products will usually last up to six months. Just make sure you have enough room in your freezer first!

Have a go at discounted grocery stores
Discounted grocery stores such as Aldi will always have items that are more affordable than the supermarket giants like Woolworths and Coles. However, some products will be more costly, so try finding bargains at discounted supermarkets prior to heading to your usual supermarket. Although you may not recognise some of the brands, the quality of the food is roughly the same. The structure is also different, so it may take a bit of getting used to, but if you intend to save money on food then this is an exceptional idea.

If you’re going through financial difficulties, always keep in mind that there are basic ways to save a significant amount of money on one of your largest expenditures. By making some modest adjustments as well as a dash of self-discipline, you can potentially save thousands of dollars yearly on your grocery bills.

If you discover that your financial position is still worsening, it’s always better to seek financial advice sooner rather than later. Talk to the specialists at Bankruptcy Gympie on 1300 818 575, or visit our website for more financial advice: http://www.bankruptcy-gympie.com.au/

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